CalHFA First-Time Homebuyer Programs

California Housing Finance Agency

Available Down Payment

About This Program

State-funded down payment assistance and low-interest mortgage programs for first-time homebuyers in California. Multiple programs available including CalPLUS conventional loans, MyHome Assistance Program, and Dream For All with forgivable silent second loans.

Assistance varies by program; MyHome provides up to 3.5% of purchase price, Dream For All up to 20%

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance for first-time buyers
  • Multiple programs with forgivable options
  • Income limits vary by program and county
  • Purchase price limits apply (up to $1,089,300 in Orange County)
  • Must complete homebuyer education

How to Apply

Get free help applying Visit Official Program Page Track this program

(877) 922-5432

A grant-savvy contractor in Laguna Beach, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability

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