Texas State Affordable Housing Corporation MCC

Texas State Affordable Housing Corporation

Available Down Payment

About This Program

Mortgage Credit Certificate (MCC) program providing a dollar-for-dollar federal tax credit equal to 20% of annual mortgage interest paid. Reduces federal income tax liability for first-time and qualifying repeat homebuyers.

20% of annual mortgage interest as tax credit (estimate based on $250k home)

Data last verified 2026-06-09. How we verify our data.

Key Details

  • 20% of mortgage interest as annual tax credit
  • Available to first-time and qualifying repeat buyers
  • Income limits apply (varies by county)
  • Purchase price limits apply
  • Credit continues for life of loan

How to Apply

A grant-savvy contractor in Lake Jackson, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Available for qualified home purchases

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