Tennessee Housing Development Agency (THDA)
Down payment and closing cost assistance for first-time homebuyers in Tennessee. Provides 0% interest, forgivable second mortgage that is forgiven after 15 years of occupancy. Must be combined with THDA Great Choice loan.
Forgivable second mortgage; amount varies based on home price and county limits
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Lakeland, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Deadline: Ongoing while funds available
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Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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