Home Improvement Grants in Lakeland.

Find grants, rebates, forgivable loans, and free programs for Lakeland, TN, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lakeland, TN, with individual awards up to $126,526. 9 programs target seniors, 2 serve veterans, and 8 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization services

Tennessee Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by THDA to reduce energy costs for low-income households. Services ...

Weatherization
Up to $10,000 grant

THDA Emergency Repair Program

Provides emergency home repair grants for very low-income elderly and disabled homeowners in Tennessee. Covers critical ...

Emergency
Forgivable loan up to $30,000

Shelby County Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs in Shelby County. Loan is forgiven after 5 years of continued...

Home Repair
Free lead hazard removal

Shelby County Lead Hazard Reduction Program

HUD-funded program to eliminate lead-based paint hazards in pre-1978 homes in Shelby County with children under age 6. S...

Home Repair
Up to $3,500 in rebates

Memphis Light, Gas & Water (MLGW) Energy Efficiency Rebates

Rebates for MLGW customers who install qualifying energy-efficient equipment including HVAC systems, heat pumps, water h...

Energy
Up to $1,500 rebate

MLGW Heat Pump Rebate Program

Rebates for MLGW customers who install qualifying high-efficiency heat pump systems. Rebate amounts range from $500 to $...

Energy
Up to $500 rebate

MLGW Water Heater Efficiency Rebate

Rebates for MLGW customers who install high-efficiency gas or electric water heaters. Includes tankless and heat pump wa...

Energy
Up to $3,000 one-time incentive

MLGW Solar Incentive Program

One-time incentive for MLGW customers who install qualifying residential solar photovoltaic systems. Payment based on sy...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair or improve their homes. G...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to meet their needs. Covers modifications...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (including blindness or loss of use of hands) to adapt a ...

Veterans
Up to $35,000 forgivable loan

Shelby County HOME Rehabilitation Program

Federally funded HOME program providing forgivable loans for substantial home rehabilitation in Shelby County. Covers st...

Home Repair
Up to $15,000 grant

Shelby County ADA Home Modification Program

Grant program for low-income homeowners with disabilities or seniors to make accessibility modifications. Covers wheelch...

Seniors & Disability
Varies by county; typically up to $15,000

Tennessee Septic System Repair Assistance

Assistance for low-income homeowners to repair or replace failing septic systems that pose health hazards. Funding varie...

Home Repair
Tax freeze based on income

Tennessee Property Tax Relief for Seniors

Property tax relief program for Tennessee homeowners age 65+ or totally disabled with income below threshold ($34,270 fo...

Property Tax Relief
Up to $8,000 grant

Shelby County Sewer Lateral Repair Program

Grant program to repair or replace failing sewer laterals for low-income homeowners in areas served by public sewer. Cov...

Home Repair
Up to $5,000 grant

Shelby County Senior Home Repair Grant

Grant program specifically for senior homeowners (60+) to address minor to moderate home repairs that affect health, saf...

Seniors & Disability
Up to $25,000 grant

Tennessee Emergency Home Repair (Disaster Recovery)

Emergency repair grants activated by THDA following federally declared disasters. Provides funding for uninsured or unde...

Disaster
Up to $15,000 down payment assistance

Tennessee HELP (Homeownership for the Emerald and Low-income Purchaser)

Down payment and closing cost assistance for first-time homebuyers in Tennessee. Provides 0% interest, forgivable second...

Homebuyer
Varies; typically $300-$600

Tennessee LIHEAP (Low Income Home Energy Assistance)

Federally funded program providing assistance with home heating and cooling costs for low-income households. Includes cr...

Energy
Varies; utility bill assistance

MLGW Project HELP (Home Energy Lift Program)

MLGW's charitable program providing utility bill assistance to qualifying low-income customers facing disconnection or u...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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