Washington State Housing Finance Commission Home Advantage

Washington State Housing Finance Commission

Available Down Payment

About This Program

First-time homebuyer program offering low-interest mortgages and optional down payment assistance. Income limits vary by county; Pierce County limits are higher than state median. DPA is a second loan that can be forgiven.

Down payment assistance as second mortgage, forgiven after compliance period

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest mortgage for first-time buyers
  • Down payment assistance up to $15,000 available
  • Income limits apply (moderate income)
  • Must complete homebuyer education course
  • Available statewide including Pierce County

How to Apply

A grant-savvy contractor in Lakeland, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing while funds last

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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