Find grants, rebates, forgivable loans, and free programs for Lakeland, FL, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lakeland, FL, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 10 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to income-qualified homeowners in Lakeland city limits. Loan is forgive...
Provides emergency grants for urgent health and safety repairs to very low-income homeowners in Lakeland. Covers repairs...
Provides grants for accessibility modifications to homes occupied by persons with disabilities in Lakeland. Covers ramps...
Provides low-interest loans to assist Lakeland homeowners with repairs or replacement of private sewer lateral lines fro...
Provides free lead hazard removal services for pre-1978 homes in Lakeland with children under age 6 or pregnant women. S...
Provides no-cost energy efficiency improvements to reduce utility bills for low-income households in Polk County. Servic...
Provides rebates to TECO electric customers who install qualifying high-efficiency heat pump systems. Rebate amounts var...
Offers rebates to TECO customers who add attic or wall insulation or complete comprehensive air sealing services. Must m...
Provides rebates for TECO electric customers who purchase and install qualifying Wi-Fi-enabled smart thermostats. Smart ...
Provides upfront incentives to TECO customers who install qualifying grid-connected solar photovoltaic systems. Incentiv...
Provides 100% financing for energy efficiency, renewable energy, and hurricane protection improvements. Repaid through p...
Provides low-interest loans and grants to very low-income homeowners in eligible rural areas near Lakeland to repair or ...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. El...
Helps veterans with certain service-connected disabilities adapt a home to meet their needs. Eligible for veterans who a...
Provides assistance to homeowners who experienced financial hardship after January 21, 2020, including due to COVID-19. ...
Provides matching grants for hurricane retrofits to strengthen homes against storm damage. Includes free home inspection...
Previously provided assistance to unemployed or underemployed homeowners facing foreclosure due to economic hardship. Pr...
Provides emergency and minor home repairs to low-income senior homeowners age 60+ in unincorporated Polk County. Grant c...
Federal HOME funds distributed through local governments and non-profits to provide homeowner rehabilitation assistance....
Provides a dollar-for-dollar federal income tax credit equal to 50% of mortgage interest paid annually, helping first-ti...
Provides down payment and closing cost assistance to low and moderate income first-time homebuyers in Polk County. Assis...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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