Home Improvement Grants in Lakeville.

Find grants, rebates, forgivable loans, and free programs for Lakeville, MN, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lakeville, MN, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 14 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Deferred loan up to $50,000

Minnesota Housing Finance Agency Rehabilitation Loan Program

Provides deferred-payment loans to income-qualified homeowners for major home repairs and improvements. Loan is deferred...

Home Repair
Free weatherization up to $8,000

Minnesota Weatherization Assistance Program

Federally funded program providing free energy-efficiency improvements to income-qualified households. Services include ...

Weatherization
Free lead hazard removal

Minnesota Lead Hazard Reduction Program

HUD-funded program providing free lead hazard reduction services for income-qualified homes built before 1978 with child...

Home Repair
Grant up to $15,000

Dakota County Home Repair Grant

Community Development Block Grant funded program providing grants for essential home repairs to low-income homeowners in...

Home Repair
Deferred loan up to $20,000

Dakota County Accessibility Modification Program

Provides deferred loans to help homeowners make accessibility modifications for household members with disabilities. Eli...

Seniors & Disability
Rebates up to $5,000

Xcel Energy Home Efficiency Rebate

Provides rebates for energy-efficiency improvements installed by participating contractors. Requires a home energy audit...

Weatherization
Up to $2,500 rebate

Xcel Energy Air Source Heat Pump Rebate

Rebate for installing qualifying air source heat pumps in Xcel Energy service territory. Higher rebates available for co...

Weatherization
Up to $350 rebate

Xcel Energy Electric Water Heater Rebate

Rebate for purchasing and installing qualifying high-efficiency electric water heaters, including heat pump water heater...

Weatherization
Free energy upgrades

Xcel Energy Low-Income Energy Efficiency Program

No-cost energy-efficiency upgrades for income-qualified Xcel Energy customers. Services include LED lighting, water heat...

Weatherization
Performance-based incentive

Xcel Energy Solar Rewards Program

Incentive program paying homeowners for solar energy produced by their rooftop systems over a 10-year period. Participan...

Solar/Renewable
100% sales tax exemption

Minnesota Solar Energy Sales Tax Exemption

State sales tax exemption for purchase and installation of residential solar energy systems. Exemption applies to solar ...

Solar/Renewable
Property tax exemption on solar value

Minnesota Solar Energy Property Tax Exemption

State property tax exemption for the added value of solar energy systems installed on residential properties. Solar equi...

Property Tax Relief
Up to $800 rebate

CenterPoint Energy Gas Furnace Rebate

Rebate for installing high-efficiency natural gas furnaces in CenterPoint Energy service territory. Rebate amount varies...

Weatherization
Up to $800 rebate

CenterPoint Energy Gas Boiler Rebate

Rebate for purchasing and installing ENERGY STAR certified high-efficiency natural gas boilers. Rebate amount depends on...

Weatherization
Up to $200 rebate

CenterPoint Energy Gas Water Heater Rebate

Rebate for purchasing and installing high-efficiency natural gas water heaters with ENERGY STAR certification. Includes ...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes in eligible rural ar...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to buy, build, or modify a home to meet their ac...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for eligible veterans with certain service-connected disabilities to adapt a family member's home or their own hom...

Veterans
Up to $30,000 for rehab

Minnesota HOME Investment Partnerships Program

Federal HOME funds administered by Minnesota Housing for homeowner rehabilitation. Provides deferred or forgivable loans...

Home Repair
Grant up to $10,000

Minnesota Senior Home Repair Grant

Grant program for seniors age 55+ with low income to address critical home repairs. Covers emergency repairs that affect...

Seniors & Disability
Loan up to $15,000

Minnesota Emergency and Accessibility Loan Program

Low-interest loan for emergency repairs or accessibility modifications. Covers urgent health and safety repairs, and mod...

Emergency
Loan up to $50,000

Minnesota Housing Fix-Up Fund

Low-interest home improvement loan for moderate- and middle-income homeowners. No income limits; based on creditworthine...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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