My First Texas Home Program

Texas Department of Housing & Community Affairs

Available Down Payment

About This Program

Provides down payment and closing cost assistance for first-time homebuyers in Texas through a 30-year forgivable second lien. Must complete homebuyer education and meet income limits.

Second lien forgiven over 30 years of occupancy

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $15,000 for down payment and closing costs
  • Must be first-time homebuyer or not owned home in 3 years
  • Complete 8-hour homebuyer education course
  • Income limits apply based on county median
  • Forgivable second lien over 30 years

How to Apply

A grant-savvy contractor in Lakeway, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing while funds last

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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