My First Texas Home Program

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

Texas Housing Finance Authority program providing down payment and closing cost assistance for first-time homebuyers. Available statewide through participating lenders. Offered as a forgivable second lien or deferred-payment loan.

Typical down payment assistance for moderate-income first-time buyer

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $15,000 down payment assistance
  • For first-time homebuyers in Texas
  • Income limits vary by county and household size
  • Must use participating lender
  • Forgivable loan structure available

How to Apply

A grant-savvy contractor in Lampasas, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling, subject to funding availability

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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