Find grants, rebates, forgivable loans, and free programs for Lancaster, OH, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lancaster, OH, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program that reduces energy costs for low-income households in Fairfield County. Service...
Provides emergency repair grants for low-income Ohio homeowners facing critical health and safety hazards. Eligible repa...
CDBG-funded rehabilitation program for owner-occupied homes in Lancaster. Provides forgivable loans for major repairs in...
Provides free lead-based paint hazard reduction services for Lancaster and Fairfield County homes built before 1978. Pri...
Provides grants for accessibility modifications to owner-occupied homes in Lancaster for residents with disabilities. El...
Provides low-interest loans to Lancaster property owners for repair or replacement of damaged sewer lateral lines. Repay...
Rebates for AEP Ohio residential customers who purchase qualifying energy-efficient central air conditioners, air-source...
Rebate for AEP Ohio customers who install ENERGY STAR certified heat pump water heaters. Heat pump water heaters are 2-3...
Rebates for AEP Ohio customers who add insulation to attics, walls, or crawl spaces. Includes rebates for air sealing se...
Rebate for Columbia Gas customers who install qualifying high-efficiency natural gas furnaces (95% AFUE or higher). Prog...
Rebate for Columbia Gas residential customers who purchase and install qualifying ENERGY STAR certified smart thermostat...
Provides loans and grants to very-low-income homeowners in eligible rural areas near Lancaster to repair, improve, or mo...
Helps Veterans with certain service-connected disabilities adapt or purchase a home to accommodate their disability. Eli...
Helps Veterans with certain service-connected disabilities adapt a family member's home in which they reside. Eligible V...
Provides grants for emergency home repairs to senior homeowners age 62 and older in Lancaster. Program prioritizes healt...
Provides financial assistance for water and sewer bills to eligible low-income households in participating Ohio communit...
Federally funded program that helps pay heating bills and provides summer cooling assistance for eligible low-income Ohi...
Extended payment plan for eligible low-income Ohioans that caps monthly gas and electric bills at an affordable percenta...
AEP Ohio purchases Solar Renewable Energy Credits (SRECs) from residential customers who install qualifying solar photov...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Covers solar panels, solar ...
Emergency grant program for Lancaster residents facing furnace failure during heating season. Provides rapid assistance ...
Reduces property tax burden for qualifying Ohio homeowners age 65 or older, or permanently and totally disabled. Exempti...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Lancaster, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Lancaster, 18 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.