My First Texas Home Program

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

TDHCA provides down payment and closing cost assistance for first-time homebuyers in Texas, including Lancaster. Assistance is provided as a 30-year deferred, forgivable second lien that requires no monthly payments.

Down payment assistance varies by income and home price; no monthly payment required

Key Details

  • Up to $15,000 down payment and closing cost assistance
  • First-time homebuyer requirement (or no ownership in 3 years)
  • Income limits apply (typically 80% AMI)
  • Must complete homebuyer education course
  • Forgivable loan over 30 years

How to Apply

Get free help applying Visit Official Program Page Track this program

(512) 475-3800

A grant-savvy contractor in Lancaster, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling while funds available

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