Find grants, rebates, forgivable loans, and free programs for Lancaster, CA, filtered to your situation.
As of June 2026, 33 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lancaster, CA, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 15 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program administered by the State of California to reduce energy costs for low-income ho...
Down payment and closing cost assistance for first-time homebuyers in California. Must be used with a CalHFA first mortg...
CDBG-funded rehabilitation assistance for low-income owner-occupants in Lancaster city limits. Provides forgivable loans...
Emergency repair grants for very low-income homeowners facing immediate health or safety hazards in their Lancaster home...
Rebates for installing qualifying electric heat pump systems in SCE service territory. Higher rebates available for ener...
Rebates for upgrading to energy-efficient central air conditioning systems in SCE service territory. Rebate amounts incr...
Free virtual energy assessment for SCE customers to identify energy-saving opportunities. Provides personalized recommen...
Rebates for replacing old gas furnaces with high-efficiency ENERGY STAR® certified models. Available to SoCalGas custome...
Rebates for installing high-efficiency tankless or storage gas water heaters in SoCalGas service territory. Tankless uni...
No-cost energy-efficiency improvements for income-qualified SoCalGas customers. Services may include attic insulation, w...
Low-interest loans for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. ...
Grants for very low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards. Often used fo...
Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to meet their ad...
Grant for eligible veterans with certain service-connected disabilities to modify a home to meet adaptive needs. Availab...
Grant for veterans receiving VA care to make home improvements necessary for the continuation of treatment or for disabi...
Grants for low-income homeowners in unincorporated LA County areas or participating cities to make ADA-compliant accessi...
Grant program for senior homeowners age 62 and older in Lancaster to address essential home repairs and safety modificat...
Down payment and closing cost assistance for first-time homebuyers purchasing in Lancaster. Provided as a deferred, zero...
HUD-funded program to identify and remediate lead-based paint hazards in eligible LA County homes built before 1978. Pri...
Self-Generation Incentive Program provides rebates for installing battery energy storage systems paired with solar. Avai...
Disadvantaged Communities Single-family Affordable Solar Homes program provides solar installations at little to no cost...
Federal tax credit covering 30% of the cost of installing a solar energy system on your Lancaster home. Also applies to ...
California Competes is a state tax credit for businesses that want to come to California or stay and grow in California....
Financial assistance for low and moderate-income homeowners in Lancaster needing to repair or replace their private sewe...
Rebates for water-efficient appliances and landscaping improvements for Lancaster residents. Includes turf replacement, ...
Federal HOME funds administered by the state for homeowner rehabilitation. Provides grants or deferred loans for major h...
Allows eligible seniors, blind, or disabled citizens to defer current-year property taxes on their principal residence. ...
Grant program for California homeowners to help pay for earthquake retrofits. Available to CEA policyholders for qualify...
Helps income-eligible California households pay heating and cooling bills and provides weatherization services. Administ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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33 programs are currently listed for Lancaster, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Lancaster, 19 programs do not require repayment, 3 are forgivable loans, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.