Montana Housing First-Time Homebuyer Program

Montana Housing (Montana Housing Finance Authority)

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Montana. Offers below-market interest rate mortgages combined with optional down payment assistance grants or second mortgages. Income and purchase price limits apply.

Typical down payment assistance grant amount for qualifying buyers

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $15,000
  • Below-market interest rate mortgages available
  • Must be first-time homebuyer or not owned in 3 years
  • Income and purchase price limits apply
  • Homebuyer education course required

How to Apply

A grant-savvy contractor in Laurel, MT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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