North Carolina Housing Finance Agency
Provides down payment and closing cost assistance as a second mortgage for eligible first-time homebuyers. Loan is forgiven after 15 years if homeowner remains in the home. Must be used with NC Home Advantage first mortgage.
Forgivable second mortgage, forgiven after 15 years of occupancy
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Laurinburg, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Deadline: Ongoing while funds available
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Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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