Home Improvement Grants in Laurinburg.

Find grants, rebates, forgivable loans, and free programs for Laurinburg, NC, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Laurinburg, NC, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 11 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

North Carolina Weatherization Assistance Program

Federally funded weatherization program administered locally by Lumber River Council of Governments. Provides energy eff...

Weatherization
Forgivable loan up to $35,000

City of Laurinburg Owner-Occupied Rehabilitation Program

CDBG-funded major home rehabilitation for owner-occupied homes in Laurinburg city limits. Forgivable loan covers critica...

Home Repair
Free lead hazard removal

Laurinburg Lead Hazard Reduction Program

Provides free lead-based paint hazard testing and removal for pre-1978 homes with children under 6 years old. Services i...

Home Repair
Up to $10,000 grant

City of Laurinburg Emergency Home Repair Grant

Emergency repair grant for owner-occupied homes with urgent health and safety hazards. Covers emergency repairs includin...

Emergency
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program for very low-income rural homeowners to repair, improve, or modernize their homes. Loans at 1% interest for...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to meet disability-related needs. For veterans w...

Veterans
Deferred loan up to $50,000

NC Housing Finance Agency Home Rehabilitation Program

Provides 0% interest, deferred-payment loans for critical home repairs to income-qualified homeowners. Loan is deferred ...

Home Repair
Up to $1,200 rebate

Duke Energy Smart Saver Heat Pump Program

Rebate for purchasing and installing qualifying high-efficiency heat pump systems. Rebate amounts vary by equipment effi...

Energy
Free energy assessment and efficiency kit

Duke Energy Home Energy House Call

Free in-home energy assessment provided by Duke Energy. Technician identifies energy savings opportunities and installs ...

Weatherization
Up to $450 rebate

Duke Energy Water Heater Rebate Program

Rebate for purchasing qualifying high-efficiency electric water heaters including heat pump water heaters. Rebate amount...

Energy
35% state tax credit (max $10,500)

North Carolina Solar Energy Tax Credit

State income tax credit equal to 35% of solar installation costs, capped at $10,500 per installation. Can be combined wi...

Solar/Renewable
Up to $25,000 grant

Laurinburg ADA Accessibility Modification Program

Grant program to modify homes for accessibility for persons with disabilities. Covers wheelchair ramps, bathroom modific...

Seniors & Disability
Up to $5,000 grant

Scotland County Senior Home Repair Program

Provides minor home repairs and safety modifications for seniors age 60+ in Scotland County. Covers grab bars, minor rep...

Seniors & Disability
Up to $3,500 grant

Laurinburg Sewer Lateral Repair Assistance Program

Grant assistance for low- and moderate-income homeowners to repair or replace failing private sewer lateral lines. Cover...

Home Repair
Up to $50,000 grant (disaster-specific)

North Carolina Housing Recovery Program

Activated after federally declared disasters to help homeowners repair or rebuild hurricane, flood, or storm-damaged hom...

Disaster
Up to $2,000 annual tax credit

NC Home Advantage Tax Credit

Federal mortgage credit certificate providing annual tax credit of up to $2,000 for first-time homebuyers who obtain NC ...

Homebuyer
Up to $8,000 down payment loan

NC Home Advantage Down Payment Assistance

Provides down payment and closing cost assistance as a second mortgage for eligible first-time homebuyers. Loan is forgi...

Homebuyer
Free homebuyer education course

NC Housing Finance Agency Homebuyer Education

Free online homebuyer education course required for NC Home Advantage mortgage programs. Covers budgeting, credit, mortg...

Homebuyer Ed
Free lead testing and case management

North Carolina Childhood Lead Poisoning Prevention Program

Provides free blood lead testing for children, environmental investigation, and case management for families with elevat...

Home Repair
Excludes $25,000 or 50% of appraised value

Scotland County Senior Property Tax Exclusion

Property tax exclusion for homeowners age 65+ or totally and permanently disabled. Excludes greater of $25,000 or 50% of...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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