Indiana Mortgage Credit Certificate (MCC)

Indiana Housing & Community Development Authority

Available Down Payment

About This Program

Federal tax credit for first-time homebuyers in Indiana. Converts 20% of annual mortgage interest into a dollar-for-dollar federal tax credit (up to $2,000/year). Credit continues for life of the loan, providing substantial long-term savings.

20% of annual mortgage interest as tax credit, capped at $2,000

Data last verified 2026-06-09. How we verify our data.

Key Details

  • 20% of mortgage interest as tax credit
  • Up to $2,000 per year in federal tax savings
  • Credit lasts for life of the loan
  • First-time buyers or targeted areas
  • Income and purchase price limits apply

How to Apply

A grant-savvy contractor in Lebanon, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing; subject to program funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lebanon, IN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs