THDA Great Choice Home Loan

Tennessee Housing Development Agency

Available Down Payment

About This Program

Below-market interest rate mortgage for first-time homebuyers in Tennessee. Includes optional down payment assistance and flexible credit requirements. Must complete THDA homebuyer education. Income and purchase price limits apply.

Below-market rate loan with optional down payment assistance

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Below-market interest rate for first-time buyers
  • Optional down payment assistance available
  • Income and purchase price limits apply
  • Must complete THDA homebuyer education
  • Apply through participating Tennessee lenders

How to Apply

A grant-savvy contractor in Lebanon, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program through participating lenders

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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