CalHFA First-Time Homebuyer Assistance

California Housing Finance Agency

Available Down Payment

About This Program

CalHFA provides down payment and closing cost assistance loans for first-time homebuyers in California. Programs include MyHome Assistance (3.5% deferred loan) and dream For All (20% down payment assistance). Must use CalHFA-approved lender.

Assistance amount based on purchase price; typically 3-3.5% of loan

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment and closing cost assistance
  • For first-time homebuyers
  • Income limits vary by county (moderate income)
  • Must use CalHFA-approved lender
  • Deferred or forgivable loan options

How to Apply

A grant-savvy contractor in Lemoore, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to lender participation

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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