California Housing Finance Agency
The Mortgage Credit Certificate allows first-time homebuyers to claim a federal tax credit for 20% of their annual mortgage interest paid, increasing purchasing power. Can be combined with CalHFA first mortgage loans.
Annual federal tax credit equals 20% of mortgage interest paid
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Lemoore, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Deadline: Ongoing, check with participating lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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