THDA Homeownership Program

Tennessee Housing Development Agency

Available Down Payment

About This Program

THDA offers below-market fixed-rate mortgages to first-time homebuyers in Lenoir City who meet income and purchase price limits. The program can be combined with THDA's down payment assistance programs for a complete financing solution.

Interest rate savings estimated over 30-year mortgage compared to market rates

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Below-market fixed interest rates
  • Must be first-time homebuyer or not owned in 3 years
  • Income and purchase price limits apply
  • Can combine with down payment assistance
  • Available through participating lenders

How to Apply

A grant-savvy contractor in Lenoir City, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lenoir City, TN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs