ADFA First-Time Homebuyer Mortgage

Arkansas Development Finance Authority

Available Down Payment

About This Program

Below-market interest rate mortgage loans for first-time homebuyers in Arkansas, with optional down payment and closing cost assistance. Income and purchase price limits apply. Requires homebuyer education course completion.

Reduced interest rate plus optional down payment assistance

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Below-market mortgage rates for first-time buyers
  • Optional down payment assistance available
  • Income limits apply (typically 115% AMI)
  • Must complete homebuyer education course
  • 30-year fixed-rate mortgages

How to Apply

A grant-savvy contractor in Lewisville, AR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program, subject to funding

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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