SC Housing Palmetto Heroes Mortgage

SC Housing Finance and Development Authority

Available Down Payment

About This Program

Low-interest mortgage program for eligible first-time homebuyers, teachers, law enforcement, firefighters, and military personnel. Includes down payment assistance options up to 5% of purchase price.

Down payment assistance up to 5% of purchase price

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest mortgages for first-time buyers and community heroes
  • Down payment assistance up to 5% of purchase price
  • Income limits vary by county (typically up to 115% AMI)
  • Purchase price limits apply ($389,330 in Lexington County)
  • Homebuyer education course required

How to Apply

A grant-savvy contractor in Lexington, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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