Missouri Housing Development Commission First Place Loan

Missouri Housing Development Commission (MHDC)

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Missouri. Offered as a zero-interest loan that is forgiven after 10 years of owner-occupancy. Must be used with an MHDC first mortgage.

Forgivable loan for down payment assistance, no repayment if home occupied for 10 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $5,000 for down payment and closing costs
  • Zero-interest loan forgiven after 10 years
  • Must be first-time homebuyer
  • Income limits apply (typically 80% AMI)
  • Used with MHDC first mortgage through participating lenders

How to Apply

A grant-savvy contractor in Liberty, MO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing through participating lenders

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