CalHFA First Mortgage Program

California Housing Finance Agency

Available Down Payment

About This Program

State-backed low-interest mortgage loans for first-time homebuyers and existing homeowners purchasing in targeted areas. Competitive interest rates and down payment assistance available through participating lenders.

Loan amount varies by purchase price and income; estimate represents down payment assistance component

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest mortgage loans for first-time buyers
  • Down payment assistance available
  • Income limits apply based on county
  • Must work with CalHFA-approved lender
  • Homebuyer education required

How to Apply

A grant-savvy contractor in Lincoln, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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