Louisiana Mortgage Credit Certificate (MCC)

Louisiana Housing Corporation

Available Down Payment

About This Program

Federal tax credit allowing first-time homebuyers to claim 20% of annual mortgage interest as a direct tax credit (up to $2,000/year). Can be claimed every year for the life of the mortgage. Reduces federal income tax liability.

Annual tax credit is 20% of mortgage interest paid, maximum $2,000 per year

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Annual tax credit worth up to $2,000
  • 20% of annual mortgage interest as tax credit
  • For first-time homebuyers statewide
  • Income and purchase price limits apply
  • Claim every year for life of mortgage

How to Apply

A grant-savvy contractor in Lindbergh, LA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program, check with participating lenders

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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