Texas My First Texas Home Loan

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

Texas first-time homebuyer program offering competitive fixed-rate mortgages plus optional down payment and closing cost assistance. Helps income-qualified buyers purchase a home in Little Elm and throughout Texas with as little as 3% down.

Down payment assistance typically 3-5% of purchase price

Key Details

  • Competitive fixed-rate mortgages
  • Down payment assistance available
  • Income limits apply by county
  • First-time homebuyers or repeat buyers in target areas
  • Use approved participating lenders

How to Apply

A grant-savvy contractor in Little Elm, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Little Elm, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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