Find grants, rebates, forgivable loans, and free programs for Little Elm, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Little Elm, TX, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered by TDHCA that provides free weatherization services to income-qualified Texas hous...
CDBG-funded program providing forgivable loans to low-income homeowners in unincorporated Denton County and participatin...
Oncor subsidized air conditioning tune-up program for residential customers. Licensed technician performs comprehensive ...
Free in-home energy assessment by certified technician who identifies savings opportunities and installs free energy-sav...
Rebate for installing qualifying high-efficiency central air conditioning systems. Rebate amount varies by SEER2 rating ...
Rebate for installing qualifying electric heat pump systems that provide both heating and cooling. Rebates based on SEER...
Rebate for adding qualifying insulation to attics and walls. Must use certified contractor and meet minimum R-value requ...
Rebate for purchasing and installing qualifying Wi-Fi enabled smart thermostats. Smart thermostats optimize HVAC schedul...
Rebate for replacing single or two-speed pool pumps with ENERGY STAR certified variable speed models. Variable speed pum...
Texas law exempts the added home value from solar panel installation from property taxes. Homeowners pay no additional p...
Federal tax credit worth 30% of total solar installation costs including equipment, labor, and battery storage if instal...
Federal program providing loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or ...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers mo...
Grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home. Covers...
Program providing home modifications for Texans with disabilities or seniors to increase accessibility and allow them to...
Grant program for low-income homeowners age 62 and older in Denton County to address urgent home repairs that affect hea...
Texas first-time homebuyer program offering competitive fixed-rate mortgages plus optional down payment and closing cost...
Provides down payment and closing cost assistance to first-time homebuyers purchasing in Denton County. Assistance is pr...
Property Assessed Clean Energy (PACE) financing allowing Little Elm homeowners to finance energy efficiency, renewable e...
Periodic grant program helping Texas homeowners install wind and hail damage mitigation features such as roof reinforcem...
Provides forgivable loans to low-income homeowners in unincorporated Denton County to repair or replace failing septic s...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Little Elm, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Little Elm, 15 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.