Arkansas Mortgage Credit Certificate (MCC)

Arkansas Development Finance Authority (ADFA)

Available Down Payment

About This Program

Tax credit certificate allowing first-time homebuyers in Arkansas to claim up to 20% of annual mortgage interest as a federal tax credit. Can be combined with ADFA down payment assistance.

Annual tax credit equals 20% of mortgage interest paid

Key Details

  • Annual federal tax credit up to $2,000
  • 20% of mortgage interest as tax credit
  • Must be first-time homebuyer or in targeted area
  • Income limits apply by county
  • Can combine with down payment assistance

How to Apply

Visit Official Program Page Track this program

(501) 682-5900

Deadline: Ongoing program

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