Find grants, rebates, forgivable loans, and free programs for Little Rock, AR, filtered to your situation.
As of June 2026, 36 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Little Rock, AR, with individual awards up to $500,000. 7 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 24 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 5 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides emergency grants for critical home repairs to income-eligible homeowners in Little Rock city limits. Covers urg...
Offers forgivable loans for comprehensive home rehabilitation to low-income homeowners in Little Rock. Loan is forgiven ...
Provides grants for accessibility modifications to homes occupied by persons with disabilities in Little Rock. Covers ra...
Assists senior homeowners age 62 and older with critical home repairs and aging-in-place modifications. Priority given t...
HUD-funded program providing free lead hazard assessment and abatement for qualifying homes built before 1978 with child...
Assists low-income homeowners with repairs to private sewer lateral lines connecting to the city main. Forgivable loan b...
Federal WAP program administered by Arkansas to reduce energy costs for low-income households. Services include insulati...
State-funded home repair loan program for low- to moderate-income homeowners. Deferred payment loan at 0% interest, due ...
Rebate for Entergy Arkansas customers who install qualifying high-efficiency heat pumps (16 SEER2 or higher). Rebates ra...
Rebate for Entergy Arkansas customers who add insulation to attics, walls, or crawl spaces. Must meet minimum R-value re...
Rebate for Entergy Arkansas customers who install qualifying high-efficiency electric water heaters, including heat pump...
Net metering program allowing Entergy Arkansas customers with solar panels to receive credits for excess electricity sen...
Utility-funded weatherization program for low-income Entergy Arkansas customers. Provides free energy audits and weather...
Federal LIHEAP program providing energy bill payment assistance to low-income Arkansas households. Priority for elderly,...
Federal program for very low-income homeowners in eligible rural areas near Little Rock. Grants up to $7,500 for seniors...
Helps veterans with certain service-connected disabilities adapt or purchase a home to meet their disability-related nee...
Helps veterans with certain service-connected disabilities adapt their homes for accessibility. Covers modifications lik...
Forgivable second mortgage loan for down payment and closing costs. Available to first-time homebuyers purchasing in Ark...
Arkansas homestead tax credit provides property tax relief to homeowners age 65 and older or disabled. Additional relief...
State income tax credit equal to 25% of qualified rehabilitation expenses for certified historic structures in Arkansas....
Federal HOME funds for comprehensive housing rehabilitation for low-income homeowners in Little Rock. Forgivable loan re...
Federal disaster recovery grants for Arkansas homeowners impacted by presidentially declared disasters. Assists with unm...
State program providing free lead testing, risk assessments, and hazard remediation for homes with children under 6 who ...
State solar incentive program offering rebates for residential solar installations. Program has been intermittently fund...
Targeted assistance for low-income homeowners with serious foundation problems threatening structural integrity. Forgiva...
Addresses multiple housing-related health hazards including lead paint, mold, moisture, pests, and ventilation in homes ...
Assists homeowners with replacement of deteriorating private water service lines. City provides partial funding; homeown...
FEMA-funded program for flood mitigation projects such as elevation, acquisition, or retrofitting in declared disaster a...
Rebate for Entergy Arkansas customers who purchase and install qualifying Wi-Fi-enabled smart thermostats. Helps reduce ...
Grants to licensed home-based and center-based childcare providers in Little Rock for facility improvements that enhance...
State tax credit for developers who create or rehabilitate affordable rental housing for workforce households (80-120% A...
HUD-approved homebuyer education courses for Little Rock residents. Required for many down payment assistance programs; ...
Free tax preparation for households earning $60,000 or less. Helps maximize refunds and tax credits including EITC, chil...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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36 programs are currently listed for Little Rock, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Little Rock, 24 programs do not require repayment, 5 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.