Texas HOME Investment Partnership Down Payment Assistance

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

Provides down payment and closing cost assistance to low-income first-time homebuyers in Texas. Available through TDHCA-approved lenders. Assistance is provided as a second lien deferred loan with no monthly payments, forgiven after affordability period.

Deferred loan with no monthly payment, forgiven after 5-15 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $15,000 for down payment and closing costs
  • First-time homebuyers with income ≤80% AMI
  • No monthly payment required
  • Forgiven after affordability period
  • Must use approved participating lender

How to Apply

A grant-savvy contractor in Live Oak, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing through participating lenders

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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