Home Improvement Grants in Live Oak.

Find grants, rebates, forgivable loans, and free programs for Live Oak, TX, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Live Oak, TX, with individual awards up to $500,000. 5 programs target seniors, 3 serve veterans, and 15 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 grant

Texas Weatherization Assistance Program

Federally funded program administered by TDHCA to reduce energy costs for low-income households through comprehensive we...

Weatherization
Up to $2,500 rebate

CPS Energy Residential Solar Rebate

CPS Energy provides cash rebates to residential customers who install qualifying solar photovoltaic systems. Rebate amou...

Solar/Renewable
Up to $1,200 rebate

CPS Energy Heat Pump Rebate Program

Rebates for CPS Energy customers who install qualifying high-efficiency heat pump systems. Rebate amounts vary based on ...

Energy
Free service (no cost)

CPS Energy Free AC Tune-Up

Free air conditioning tune-up service for CPS Energy residential customers. Includes filter check, thermostat calibratio...

Energy
Up to $150 rebate

SAWS WaterSaver Toilet Rebate

SAWS provides rebates for replacing old toilets with new high-efficiency models that use 1.28 gallons per flush or less....

Home Repair
Up to $200 rebate

SAWS Smart Irrigation Controller Rebate

Rebate for installing EPA WaterSense labeled smart irrigation controllers that automatically adjust watering schedules b...

Home Repair
Forgivable loan up to $30,000

Bexar County HOME Owner-Occupied Rehabilitation

Provides forgivable loans to low-income homeowners in unincorporated Bexar County for major home repairs. Loan is forgiv...

Home Repair
Up to $10,000 grant

Bexar County Emergency Home Repair Grant

Emergency grant program for very low-income homeowners in Bexar County facing urgent health and safety hazards. Priority...

Emergency
Up to $15,000 assistance

Texas HOME Investment Partnership Down Payment Assistance

Provides down payment and closing cost assistance to low-income first-time homebuyers in Texas. Available through TDHCA-...

Homebuyer
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA provides very low-interest loans and grants to very low-income homeowners in eligible rural areas to repair or impr...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their accessibility n...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make adaptations to their home. Covers modifications f...

Veterans
Up to $25,000 loan

Texas Veterans Home Improvement Program

Low-interest loan program for Texas veterans to make home improvements, repairs, or energy-efficiency upgrades. Interest...

Veterans
Free lead hazard removal

Texas Lead-Based Paint Hazard Remediation

HUD-funded program administered by DSHS to eliminate lead-based paint hazards in homes built before 1978 where children ...

Home Repair
Loans up to $500,000

Texas LoanSTAR Revolving Loan Program

Low-interest revolving loan program for state and local government entities, public schools, and public hospitals to imp...

Energy
Up to $85 rebate

CPS Energy Smart Thermostat Rebate

Rebate for CPS Energy customers who purchase and install a qualifying Wi-Fi enabled smart thermostat. Smart thermostats ...

Energy
Up to $500 rebate

CPS Energy Attic Insulation Rebate

Rebate for CPS Energy residential customers who add qualifying attic insulation to improve home energy efficiency. Minim...

Weatherization
Up to $400 rebate

CPS Energy Pool Pump Rebate

Rebate for CPS Energy customers who replace an existing single-speed pool pump with a qualifying variable-speed energy-e...

Energy
Up to $400 rebate

SAWS Rainwater Harvesting Rebate

Rebate for SAWS customers who install qualifying rainwater harvesting systems to capture and store rainwater for outdoor...

Home Repair
Up to $7,500 grant

Bexar County Senior Home Repair Grant

Grant program for low- to moderate-income seniors age 60+ in Bexar County for critical home repairs that affect health, ...

Seniors & Disability
Up to $15,000 grant

Bexar County Accessibility Modification Program

Grant program for low-income homeowners in Bexar County who need ADA-compliant accessibility modifications for household...

Seniors & Disability

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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