CalHFA First-Time Homebuyer Down Payment Assistance

California Housing Finance Agency

Available Down Payment

About This Program

Down payment assistance for first-time homebuyers in California purchasing in Livingston and throughout Merced County. Offers deferred-payment junior loans covering 3.5% or 5% of the purchase price to help with down payment and closing costs. Combined with CalHFA first mortgage.

Down payment assistance estimated at 3.5% of median home value

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance for first-time buyers
  • 3.5% or 5% of purchase price
  • Deferred-payment junior loan
  • Income limits apply by county
  • Must be combined with CalHFA mortgage

How to Apply

A grant-savvy contractor in Livingston, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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