Home Improvement Grants in Lockport.

Find grants, rebates, forgivable loans, and free programs for Lockport, NY, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lockport, NY, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 7 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants18Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates1Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000 forgivable loan

Lockport CDBG Owner-Occupied Rehabilitation Program

Provides forgivable loans to eligible low- and moderate-income homeowners in Lockport for comprehensive rehabilitation o...

Home Repair
Up to $10,000 grant

Lockport Emergency Home Repair Grant

Provides emergency repair grants to very low-income homeowners in Lockport for urgent health and safety issues. Grant do...

Emergency
Free lead hazard removal

Lockport Lead Paint Abatement Program

Provides free lead-based paint hazard removal for homes built before 1978 in Lockport with children under 6 or pregnant ...

Home Repair
Up to $15,000 forgivable loan

Lockport ADA Home Accessibility Program

Provides funding for home modifications to improve accessibility for disabled residents in Lockport. Eligible improvemen...

Seniors & Disability
Up to $5,000 grant

Lockport Sewer Lateral Repair Program

Assists low-income homeowners in Lockport with the cost of repairing or replacing private sewer lateral lines connecting...

Home Repair
Up to $8,000 in weatherization services

New York State Weatherization Assistance Program (WAP)

Federally-funded weatherization program administered by New York State providing free energy efficiency improvements to ...

Weatherization
Free weatherization services

National Fuel Gas Weatherization Program

Utility-sponsored weatherization program for National Fuel natural gas customers in Lockport providing free energy effic...

Weatherization
Up to $1,500 rebate per system

National Grid Heat Pump Rebate Program

Electric utility rebate program for National Grid customers installing high-efficiency air-source or ground-source heat ...

Energy
Free energy upgrades up to $15,000

NYSERDA EmPower+ Home Energy Assistance

Comprehensive home energy assistance program for income-eligible New Yorkers providing free energy assessments and upgra...

Energy
Incentive varies by system size

NYSERDA NY-Sun Residential Solar Incentive

Statewide incentive program for residential solar installations providing upfront cash incentives based on system size. ...

Solar/Renewable
Additional $6,000-$12,000 for moderate-income

NYS Affordable Solar for Moderate-Income Homeowners

Enhanced solar incentive for moderate-income homeowners in New York State providing additional upfront incentives beyond...

Solar/Renewable
Up to $50,000 forgivable loan

New York State HOME Program - Homeowner Rehab

Federally-funded HOME Investment Partnerships Program administered through Niagara County providing comprehensive rehabi...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal program providing low-interest loans and grants to very low-income rural homeowners for home repairs. Seniors ag...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Provides grants to veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Provides grants to veterans with certain service-connected disabilities to adapt a family member's home or their own hom...

Veterans
Up to $3,000 grant

Niagara County Senior Home Repair Program

Provides grants to senior homeowners age 60+ in Niagara County for minor home repairs and modifications that allow them ...

Seniors & Disability
Regular benefit up to $900

New York State Home Energy Assistance Program (HEAP)

Annual heating assistance program helping low-income New York households pay winter heating bills. Regular HEAP benefit ...

Energy
Emergency benefit up to $500

HEAP Emergency Heating Assistance

Emergency component of HEAP providing assistance to households facing heating-related emergencies including utility shut...

Emergency
Free energy upgrades

National Grid Income-Qualified Energy Efficiency Program

Free energy efficiency improvements for income-qualified National Grid electric customers including LED lighting, smart ...

Energy
Up to $30,000 per unit

NYS RESTORE Program - Lead Hazard Reduction

State program providing grants and loans for lead hazard reduction in residential properties built before 1978. Priority...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Lockport

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Frequently asked questions

What home improvement grants are available in Lockport, NY?

24 programs are currently listed for Lockport, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Lockport have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Lockport, 18 programs do not require repayment, 3 are forgivable loans, and 1 is rebate.

How do I apply for home repair grants in Lockport?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.