Montana Housing First-Time Homebuyer Assistance

Montana Housing (formerly MHFA)

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Montana. Offered as a deferred second mortgage that may be partially or fully forgiven. Income and purchase price limits apply. Buyers must complete homebuyer education course.

Down payment assistance amount varies by location and income

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $20,000
  • For first-time homebuyers in Montana
  • Deferred loan, may be partially forgiven
  • Income and purchase price limits apply
  • Homebuyer education course required

How to Apply

A grant-savvy contractor in Lockwood, MT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling, subject to funding availability

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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