Home Improvement Grants in Lorena.

Find grants, rebates, forgivable loans, and free programs for Lorena, TX, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lorena, TX, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 15 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Texas Weatherization Assistance Program (WAP)

Federal weatherization program administered by TDHCA through local agencies. Provides free energy efficiency improvement...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grants & Loans

USDA provides grants up to $10,000 for seniors 62+ and loans up to $27,500 at 1% interest for very low-income rural home...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to adapt a home to meet their disability-related needs...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to make adaptations to their home. Helps veterans with...

Veterans
Up to $12,000 grant

TDHCA Emergency Home Repair Program

Provides emergency repairs to correct conditions that threaten the health and safety of low-income homeowners. Priority ...

Emergency
Up to $650 rebate

Texas Gas Service High-Efficiency Furnace Rebate

Rebate for Texas Gas Service customers who install qualifying high-efficiency natural gas furnaces (95% AFUE or higher)....

Energy
Up to $500 rebate

Texas Gas Service Tankless Water Heater Rebate

Rebate for Texas Gas Service customers who replace an existing storage water heater with a qualifying high-efficiency ta...

Energy
$25 tune-up (valued at $100+)

Oncor A/C Tune-Up Program

Professional air conditioning tune-up for only $25 for Oncor customers. Service includes inspection, cleaning, refrigera...

Energy
Free checkup plus free efficiency items

Oncor Free Home Energy Checkup

Free in-home energy assessment for Oncor customers. Includes installation of free LED bulbs, programmable thermostat, an...

Weatherization
Up to $1,200 rebate

Oncor High-Efficiency Heat Pump Rebate

Rebate for Oncor customers who install qualifying high-efficiency electric heat pumps. Rebate amount varies based on sys...

Energy
100% property tax exemption on solar value

Texas Solar Rights & Property Tax Exemption

Texas law provides a 100% property tax exemption for the added home value from solar panel installation. Homeowners are ...

Solar/Renewable
30% of installation cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing a residential solar energy system. Applies to solar panels, ba...

Solar/Renewable
Additional $10,000 homestead exemption

Texas Over-65 Property Tax Exemption

Homeowners age 65 or older receive an additional $10,000 property tax exemption in Texas, plus a tax ceiling that freeze...

Property Tax Relief
Additional $10,000 homestead exemption

Texas Disability Property Tax Exemption

Homeowners receiving Social Security disability benefits receive an additional $10,000 property tax exemption in Texas, ...

Property Tax Relief
Up to $30,000 forgivable loan

McLennan County Owner-Occupied Rehabilitation

CDBG-funded program providing major home repairs and rehabilitation for low-income homeowners in McLennan County. Loan i...

Home Repair
Up to $35,000 forgivable loan

Texas HOME Investment Partnerships Program

Federal HOME funds administered by TDHCA for single-family owner-occupied rehabilitation. Provides forgivable loans for ...

Home Repair
Free lead hazard removal

McLennan County Lead Hazard Reduction

HUD-funded program to eliminate lead-based paint hazards in homes built before 1978 where young children reside. Service...

Home Repair
Up to $25,000 loan

Texas Veterans Land Board Home Improvement Loan

Low-interest home improvement loans for Texas veterans. Can be used for repairs, improvements, or modifications to exist...

Veterans
Up to $15,000 grant

Heart of Texas COG Foundation Repair Assistance

Emergency foundation repair assistance for very low-income homeowners facing structural threats. Priority given to senio...

Emergency
Up to 35% insurance premium discount

Texas Windstorm Mitigation Discount Program

Insurance premium discounts for homeowners who install qualifying windstorm mitigation features such as impact-resistant...

Disaster
Up to $5,000 grant

McLennan County Sewer Lateral Repair Program

Grants to repair or replace failing private sewer laterals for low-income homeowners. Addresses health and environmental...

Home Repair
Up to $8,000 grant

Texas On-Site Sewage Facility (OSSF) Repair Grant

State grant program to repair or replace failing septic systems for low-income rural homeowners. Addresses environmental...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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