CalHFA MyHome Assistance Program

California Housing Finance Agency (CalHFA)

Active Down Payment

About This Program

CalHFA's MyHome Assistance Program provides a deferred-payment junior loan of up to 3% (conventional) or 3.5% (FHA) of the purchase price to help first-time homebuyers cover down payment and/or closing costs. No payments are required until the home is sold, refinanced, or the first mortgage is paid in full. Buyers must complete homebuyer education counseling.

Deferred loan; repaid at sale or refinance, not a grant

Key Details

  • Deferred junior loan for down payment and/or closing costs
  • Up to 3% (conventional) or 3.5% (FHA) of purchase price
  • No monthly payments until home is sold or refinanced
  • Must be a first-time homebuyer and meet income limits
  • Homebuyer education required, call (877) 922-5432

How to Apply

Visit Official Program Page Track this program

877-922-5432

Deadline: Rolling

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