CalHOME Program

California Housing Finance Agency

Available Down Payment

About This Program

Provides down payment and closing cost assistance for first-time homebuyers in California. Funds are administered through local housing agencies and may be combined with CalHFA first mortgage programs.

Deferred-payment junior loan for down payment and closing costs

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $37,500 for down payment and closing costs
  • For first-time homebuyers
  • Income limits apply by county
  • Deferred-payment junior loan
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Los Banos, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications through participating lenders

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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