Home Improvement Grants in Los Banos.

Find grants, rebates, forgivable loans, and free programs for Los Banos, CA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Los Banos, CA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $15,000 grant

Los Banos CDBG Home Rehabilitation Grant

Provides home repair grants for low-income homeowners in Los Banos city limits to address code violations, health and sa...

Home Repair
Free lead hazard removal

Merced County Lead-Based Paint Abatement Program

Provides free lead hazard removal for homes built before 1978 in Merced County where children under 6 reside. Services i...

Home Repair
Free weatherization services

PG&E Energy Savings Assistance Program

Provides no-cost energy efficiency improvements for income-qualified PG&E customers, including attic insulation, weather...

Weatherization
Up to $8,000 per home

California Weatherization Assistance Program (WAP)

Federal and state-funded weatherization program that reduces energy costs by improving home energy efficiency for low-in...

Weatherization
Up to $3,000 rebate

PG&E Heat Pump Rebate

Rebate program for installing qualifying electric heat pump systems to replace gas furnaces or older electric systems. H...

Energy
Varies by system size and equity status

Self-Generation Incentive Program (SGIP) Battery Storage

California incentive program for residential battery energy storage systems. Equity Resiliency incentive offers up to $1...

Solar/Renewable
30% of system cost

Federal Residential Clean Energy Credit (Solar)

Federal tax credit covering 30% of the cost of residential solar photovoltaic systems, solar water heaters, and battery ...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Provides low-interest loans (1% fixed) and grants to very low-income rural homeowners age 62+ to repair, improve, or mod...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. El...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home they or a family member live in. Eligible for ve...

Veterans
Varies by project scope

California Office of Emergency Services Climate Ready Grant

State program to help homeowners strengthen their homes against climate-related hazards including extreme heat, flooding...

Disaster
Up to $37,500 down payment assistance

CalHOME Program

Provides down payment and closing cost assistance for first-time homebuyers in California. Funds are administered throug...

Homebuyer
Up to $15,000 grant

California Department of Rehabilitation Home Access Grant

Provides grants to help people with disabilities modify their primary residence to improve accessibility and safety. Cov...

Seniors & Disability
Up to $5,000 grant

Merced County Senior Home Repair Program

Provides minor home repairs for low-income seniors age 60+ in Merced County to help them age in place safely. Covers min...

Seniors & Disability
Postpones full property tax amount

California Property Tax Postponement Program

Allows eligible seniors (age 62+), blind, or disabled homeowners to defer payment of property taxes on their primary res...

Property Tax Relief
Up to $700 rebate

PG&E Water Heater Rebate

Rebate for installing energy-efficient gas or electric water heaters. Electric heat pump water heaters eligible for high...

Energy
Up to $3,000 grant

Los Banos Sewer Lateral Repair Grant

Assists low- and moderate-income homeowners with the cost of sewer lateral repairs or replacement from the home to the c...

Home Repair
Up to $3,000 grant

California Residential Mitigation Program (CRMP) Earthquake Retrofit

Provides grants to retrofit older wood-frame homes to better withstand earthquake damage. Covers foundation bolting and ...

Disaster
3.5% of purchase price or $10,000

CalHFA MyHome Assistance Program

Down payment assistance program offering 3.5% of the purchase price or $10,000 (whichever is less) as a deferred-payment...

Homebuyer
Up to $6,500 in rebates

Energy Upgrade California Home Upgrade Program

Whole-home energy efficiency program offering rebates for comprehensive upgrades that reduce energy use by at least 10%....

Energy
Up to $10,000 grant

Los Banos CDBG Accessibility Modification Grant

CDBG-funded grant program for accessibility modifications in owner-occupied homes where a household member has a documen...

Seniors & Disability

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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