CalHFA Dream For All Shared Appreciation Loan

California Housing Finance Agency

Waitlist Down Payment

About This Program

Provides down payment assistance equal to 20% of the purchase price (up to $150,000) for first-time homebuyers in California. This is a shared appreciation loan with no monthly payment that is repaid when the home is sold, refinanced, or transferred.

Loan amount is 20% of purchase price, repaid with proportionate appreciation at sale

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to 20% of purchase price or $150,000
  • First-time homebuyers in California
  • No monthly payment, repaid at sale
  • Shared appreciation loan
  • Currently paused, check for reopening

How to Apply

A grant-savvy contractor in Los Gatos, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Program currently paused, check for reopening

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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