California Housing Finance Agency
Provides down payment and closing cost assistance loans to first-time homebuyers in California. Offered as a junior lien with 3% simple interest, deferred for 30 years or until property transfer, refinance, or sale. Must be combined with CalHFA first mortgage.
Deferred payment assistance loan at 3% simple interest
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Los Gatos, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Deadline: Available while funds last
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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