CHFA FirstStep Home Loan

Colorado Housing and Finance Authority

Available Down Payment

About This Program

Below-market rate mortgages for first-time homebuyers in Colorado with income limits varying by county. Offers competitive fixed rates and can be combined with down payment assistance programs.

Down payment assistance available separately; mortgage amount based on home price

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Below-market rate mortgages for first-time buyers
  • Income and purchase price limits apply
  • Can be combined with down payment assistance
  • Must complete homebuyer education course
  • Available through participating lenders

How to Apply

A grant-savvy contractor in Louisville, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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