Home Improvement Grants in Loveland.

Find grants, rebates, forgivable loans, and free programs for Loveland, CO, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Loveland, CO, with individual awards up to $126,526. 9 programs target seniors, 2 serve veterans, and 11 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $50,000 loan

Colorado Housing Finance Authority Home Improvement Loan

Low-interest home improvement loan for Colorado homeowners to finance critical repairs, energy efficiency upgrades, and ...

Home Repair
Up to $8,000 in weatherization services

Colorado Weatherization Assistance Program (WAP)

Federally funded program that provides free weatherization services to income-qualified households in Colorado. Services...

Weatherization
Up to $5,000 in rebates

Platte River Power Authority Energy Efficiency Rebates

Rebates for Loveland residents for energy-efficient home upgrades including heat pumps, water heaters, insulation, air s...

Weatherization
Up to $2,000 in rebates

City of Loveland Water Conservation Rebates

Rebates for Loveland water customers who install water-efficient fixtures, irrigation systems, and turf replacement. Inc...

Home Repair
Forgivable loan up to $30,000

Loveland Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major home repairs for low-income owner-occupied homes in Loveland. Loan is forgiven aft...

Home Repair
Up to $10,000 grant

Loveland Emergency Home Repair Grant

Emergency repair grant for very low-income homeowners in Loveland facing immediate health and safety hazards. Priority f...

Emergency
Up to $15,000 grant

Loveland Accessibility Modification Program

Grant program for low-income Loveland homeowners to install accessibility modifications for residents with disabilities....

Seniors & Disability
Up to $5,000 grant

Larimer County Senior Home Repair Program

Grant program for Larimer County seniors (age 60+) to assist with minor home repairs and modifications that allow them t...

Seniors & Disability
Up to $7,500 grant

Loveland Sewer Lateral Repair Grant

Cost-share program for Loveland homeowners to repair or replace failing private sewer laterals. City covers 50% of repai...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program offering grants up to $10,000 for seniors age 62+ or loans up to $40,000 for very low-income homeowners ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make adaptations to a home they or a family member liv...

Veterans
Free lead hazard removal

Colorado Lead-Based Paint Hazard Reduction Program

HUD-funded program to remove lead-based paint hazards from homes built before 1978 in qualifying Colorado counties, incl...

Home Repair
Up to $1,800 rebate

Platte River Heat Pump Rebate Program

Rebates for Loveland residents who install high-efficiency air-source or ground-source heat pumps. Rebate amounts vary b...

Weatherization
Up to $3,000 rebate

Platte River Solar Photovoltaic Rebate

Rebate for Loveland residents who install rooftop solar photovoltaic systems. Rebate is $0.50 per watt DC up to maximum ...

Solar/Renewable
30% federal tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing a solar photovoltaic system (and eligible battery storage) on ...

Solar/Renewable
Energy audit for $100

Xcel Energy Home Energy Squad

Comprehensive home energy audit and installation of energy-saving measures for Xcel Energy customers in areas where Xcel...

Weatherization
Up to $10,500 for down payment

CHFA Down Payment Assistance

Down payment assistance grant for first-time homebuyers in Colorado purchasing in Loveland. Can be used for down payment...

Homebuyer
Up to $10,000 in weatherization

Larimer County Weatherization Program

Federally funded weatherization program administered locally by Neighbor to Neighbor for Larimer County residents. Provi...

Weatherization
Up to $1,000 heating assistance

Low-Income Energy Assistance Program (LEAP)

Annual heating assistance program for low-income Larimer County households. Provides one-time payment toward winter heat...

Energy
50% exemption on first $200,000 value

Colorado Senior Property Tax Exemption

Colorado state property tax exemption for seniors age 65+ who have owned and occupied their Loveland home for at least 1...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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