New Mexico First-Time Homebuyer Program

New Mexico Mortgage Finance Authority

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in New Mexico. Combines low-interest mortgage with up to $8,000 forgivable second mortgage for down payment. Income and purchase price limits apply.

Down payment assistance provided as forgivable second mortgage, forgiven after 5 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $8,000 down payment assistance
  • For first-time homebuyers in New Mexico
  • Forgivable second mortgage after 5 years
  • Income and purchase price limits apply
  • Combine with low-interest first mortgage

How to Apply

A grant-savvy contractor in Lovington, NM can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing while funds available

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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