Find grants, rebates, forgivable loans, and free programs for Lubbock, TX, filtered to your situation.
As of June 2026, 33 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lubbock, TX, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 18 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 23 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 8 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home rehabilitation assistance for income-qualified owner-occupied homes in Lubbock. Forgivable loan for ...
Provides emergency repairs for owner-occupied households with income at or below 50% AMI. Covers urgent health and safet...
Assists income-qualified homeowners with disabilities or seniors in making accessibility modifications to their homes. I...
LP&L provides free home energy audits to identify opportunities for energy savings. Trained specialists evaluate insulat...
Rebates for installing high-efficiency air conditioning systems. Rebate amount varies by SEER rating and system size. Mu...
Rebates for installing ENERGY STAR certified heat pump systems. Higher rebates for systems with SEER 16+ and HSPF 9.0+. ...
Rebates for adding insulation to attics and walls in electrically heated or cooled homes. Must meet minimum R-value requ...
Rebates for installing high-efficiency electric water heaters or heat pump water heaters. Heat pump water heaters receiv...
Rebate for purchasing and installing qualifying smart thermostats that participate in LP&L's demand response programs. T...
Rebates for replacing old toilets with WaterSense-labeled high-efficiency models. Rebate is $100 for standard HET toilet...
Rebates for installing water-efficient landscaping, smart irrigation controllers, rain sensors, and converting turf to x...
Federally funded weatherization services for income-qualified households in Lubbock County. Includes insulation, air sea...
State-administered weatherization program providing comprehensive energy efficiency improvements. Services include insul...
Low-interest loans and grants for very-low-income homeowners in eligible rural areas near Lubbock to repair, improve, or...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. Eli...
Grants for veterans with certain service-connected disabilities to adapt a home they or a family member own. Eligible di...
Grants for veterans enrolled in VA healthcare to make medically necessary home improvements. Must be prescribed by a VA ...
Federally funded program providing rehabilitation assistance to low-income homeowners. Lubbock may receive HOME funds fo...
Assistance for homeowners affected by federally declared disasters in Texas. Programs activate following major disasters...
Texas law exempts the added property value from solar energy systems from property taxation. Homeowners installing solar...
Federal tax credit covering 30% of the cost of installing solar panels, battery storage, geothermal heat pumps, or resid...
Dedicated home repair assistance for senior homeowners age 62 and older. Prioritizes health and safety repairs including...
Assists low-income homeowners with the cost of repairing or replacing failing sewer laterals on private property. Proper...
Free lead hazard testing and remediation for homes built before 1978 with children under age 6. Priority given to childr...
Rebate for installing Level 2 electric vehicle charging equipment at residential properties. Charger must be hardwired a...
Assistance for low-income homeowners in unincorporated Lubbock County to repair or replace failing septic systems. Addre...
Texas homeowners age 65 or older qualify for additional homestead exemption of at least $25,000 on school taxes, plus po...
Texas homeowners receiving Social Security disability benefits qualify for additional homestead exemption of at least $1...
Provides heating and cooling assistance to income-eligible Texas households through local service providers. Includes cr...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
33 programs are currently listed for Lubbock, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Lubbock, 23 programs do not require repayment, 1 is forgivable loan, and 8 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.