Texas MyHome Assistance Program

Texas Department of Housing & Community Affairs

Available Down Payment

About This Program

TDHCA program providing down payment and closing cost assistance for first-time Texas homebuyers. Forgivable loan structure with no monthly payment; forgiven after 5-year occupancy period. Can be combined with other TDHCA mortgage products.

Forgivable loan up to $15,000, forgiven after 5 years of occupancy

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $15,000 for down payment and closing costs
  • Forgivable loan, no monthly payment
  • Forgiven after 5 years of occupancy
  • For first-time homebuyers in Texas
  • Income limits vary by county

How to Apply

A grant-savvy contractor in Lumberton, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program, subject to funding

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