Home Improvement Grants in Lynchburg.

Find grants, rebates, forgivable loans, and free programs for Lynchburg, VA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lynchburg, VA, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 14 require no income limit.

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Lynchburg Owner-Occupied Housing Rehabilitation Program

CDBG-funded forgivable loan for owner-occupants in Lynchburg with income at or below 80% AMI to complete major home repa...

Home Repair
Up to $10,000 grant

Lynchburg Emergency Home Repair Program

Grant assistance for emergency repairs that pose immediate threats to health and safety of very low-income homeowners (5...

Emergency
Up to $15,000 grant

Lynchburg ADA Accessibility Modification Program

Provides accessibility modifications for disabled Lynchburg homeowners with income at or below 80% AMI. Includes ramps, ...

Seniors & Disability
Up to $5,000 grant

Lynchburg Water & Sewer Lateral Assistance Program

Assists qualifying low-to-moderate income homeowners with the repair or replacement of damaged water and sewer lateral l...

Home Repair
Up to $8,000 grant

Lynchburg Senior Home Repair Program

Targeted grant program for senior homeowners age 62 and older with income at or below 80% AMI to perform necessary home ...

Seniors & Disability
Up to $8,500 per home

Virginia Weatherization Assistance Program (WAP)

Federally-funded weatherization program administered by the Virginia DHCD to reduce energy costs for low-income househol...

Weatherization
Up to $20,000 low-interest loan

Virginia Housing Accessibility Modification Loan

Low-interest loan program for Virginia homeowners to make accessibility modifications for disabled household members. Lo...

Seniors & Disability
Free lead testing and remediation assistance

Virginia Childhood Lead Poisoning Prevention Program

Virginia Department of Health program providing free lead testing, case management, and referrals to remediation resourc...

Home Repair
Up to $800 rebate

Appalachian Power Heat Pump Rebate Program

Rebate for installing qualifying high-efficiency heat pump systems. Rebate amounts vary by system type and efficiency ra...

Energy
$50 rebate

Appalachian Power HVAC Tune-Up Rebate

Rebate for professional HVAC tune-up service performed by a licensed contractor. Helps maintain system efficiency and pr...

Energy
Up to $300 rebate

Appalachian Power Water Heater Rebate

Rebate for installing qualifying electric heat pump water heaters with high Uniform Energy Factor (UEF) ratings. Availab...

Energy
Up to $250 rebate

Appalachian Power Insulation Rebate

Rebate for adding qualifying insulation to attics, walls, or crawl spaces. Helps reduce heating and cooling costs by imp...

Weatherization
$75 rebate

Appalachian Power Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying Wi-Fi enabled smart thermostat. Smart thermostats optimize heating and...

Energy
Free assessment (normally $200+)

Appalachian Power Home Energy Assessment

Free professional home energy assessment identifying opportunities to reduce energy use and save money. Includes blower ...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes, ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. Elig...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home to meet...

Veterans
Mortgage loan + down payment assistance

Virginia Housing First-Time Homebuyer Loan

Offers below-market interest rate mortgages and down payment assistance to first-time homebuyers in Virginia. Includes o...

Homebuyer
Up to $40,000 per unit

Lynchburg HOME Rental Rehabilitation Program

HOME Investment Partnership funds for landlords to rehabilitate rental properties serving low-income households (80% AMI...

Rental
30% federal tax credit + state incentives

Virginia Solar Energy Incentive Program

Federal Investment Tax Credit (ITC) provides 30% tax credit for residential solar installations through 2032. Virginia a...

Solar/Renewable
Free shade trees for qualified residents

Lynchburg Tree Canopy Program

Provides free shade trees to Lynchburg homeowners to expand urban tree canopy, reduce energy costs, and improve air qual...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Lynchburg

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.