MassHousing ONE Mortgage Program

Massachusetts Housing Finance Authority (MassHousing)

Available Down Payment

About This Program

Low-interest mortgage with optional down payment and closing cost assistance for first-time homebuyers in Massachusetts. Income and purchase price limits apply. Down payment assistance is a deferred, no-interest loan due at sale or refinance.

Down payment assistance loan, 0% interest, due at sale or refinance

Key Details

  • Down payment assistance up to $15,000
  • Low-interest mortgage for first-time buyers
  • Income limits: ~$164,150 for 1-2 people in Lynn area
  • Purchase price limit: ~$852,300
  • Deferred loan, no interest, due at sale/refinance

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 882-1154

A grant-savvy contractor in Lynn, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round program

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