Find grants, rebates, forgivable loans, and free programs for Lynn, MA, filtered to your situation.
As of June 2026, 20 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lynn, MA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 11 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 0 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free home energy assessments with instant rebates on LED bulbs, advanced power strips, and water-saving devices. Income-...
Rebates for air-source and ground-source heat pumps, including whole-home and ductless mini-split systems. Rebates range...
State-funded lead paint removal for homes built before 1978 where a child under 6 with elevated blood lead levels reside...
Free weatherization services for income-eligible households, including insulation, air sealing, heating system repairs o...
Rebates for residential solar photovoltaic installations in Massachusetts. Rebate amount varies by system size and incom...
Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize hom...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability ...
Grant for veterans with certain service-connected disabilities to modify a home they live in (own or rent) to accommodat...
Refundable state tax credit for homeowners and renters age 65+ who pay more than 10% of income on property taxes or rent...
Low-interest mortgage with optional down payment and closing cost assistance for first-time homebuyers in Massachusetts....
No-cost energy efficiency upgrades for income-eligible households, including insulation, air sealing, heating/cooling sy...
Low-interest loans for septic system repair or replacement to meet Title 5 requirements. Interest rate varies by income ...
Rebate for Massachusetts residents who purchase or lease a new or used electric vehicle. Rebate amount varies by income ...
Rebate for installation of Level 2 electric vehicle charging equipment at residential properties. Covers up to $1,500 to...
Home improvement loan for MassHousing borrowers and other Massachusetts homeowners. Loan up to $50,000 at competitive fi...
Performance-based incentive for solar photovoltaic installations, paying per kilowatt-hour of electricity produced over ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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20 programs are currently listed for Lynn, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Lynn, 11 programs do not require repayment, 0 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.