California Housing Finance Agency (CalHFA) Loan Programs

California Housing Finance Agency

Available Down Payment

About This Program

Offers low-interest mortgages and down payment assistance for first-time homebuyers in California. Programs include MyHome Assistance (3.5% DPA) and CalPLUS conventional loans. Must complete homebuyer education course.

Down payment assistance is deferred junior loan, zero interest

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest mortgages for first-time buyers
  • Down payment assistance up to 3.5% of purchase price
  • Zero-interest deferred junior loan
  • Must complete homebuyer education
  • Income limits apply by county

How to Apply

A grant-savvy contractor in Lynwood, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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