My First Texas Home Program

Texas State Affordable Housing Corporation

Available Down Payment

About This Program

State-sponsored down payment and closing cost assistance for first-time Texas homebuyers. Combines a 30-year fixed-rate first mortgage with a deferred-payment second lien for down payment assistance.

Assumes 5% down payment assistance on median Mabank home value

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to 5% of purchase price
  • Must be first-time homebuyer (or not owned in 3 years)
  • Income limits apply by county
  • Homebuyer education course required
  • Competitive interest rates on first mortgage

How to Apply

A grant-savvy contractor in Mabank, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to fund availability

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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